Effective Date: April 3, 2026
SPARE PAYMENTS LLC ("we," "us," "our," or "Company") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard information when you use our website, services, or communicate with us.
We collect information you provide directly to us, including:
When you visit our website, we may automatically collect:
We use collected information for the following purposes:
Important Notice Regarding SMS/Text Messaging:
If you opt in to receive SMS/MMS messages from SPARE PAYMENTS LLC, we may send marketing and promotional messages using an automated telephone dialing system (ATDS). By opting in, you expressly consent to receive recurring messages about our financial products, services, offers, and updates.
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details.
Opt-Out: Reply STOP to any message to opt out at any time. You will receive a confirmation message upon opting out.
Help: Reply HELP for assistance or email us at dontra@spare-payments.com.
Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or obtaining services from SPARE PAYMENTS LLC.
No Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may share information with trusted third-party service providers who assist us in operating our business, including:
We may disclose information when required by law, subpoena, court order, or to:
In the event of a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred to the acquiring entity.
We may share information with third parties when you have provided explicit consent.
We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, and destruction. These measures include:
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
We use cookies and similar technologies to enhance your experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings, but disabling cookies may limit certain website features.
Depending on your jurisdiction, you may have the following rights:
To exercise these rights, contact us at dontra@spare-payments.com.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child, we will promptly delete it.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or business operations. The "Effective Date" at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
SPARE PAYMENTS LLC
16192 Coastal Highway
Lewes, DE 19958
Email: dontra@spare-payments.com